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Who is eligible for an OS-HELP loan at JCU?

A student must be an Australian citizen or the holder of a permanent humanitarian visa. To be selected for OS-HELP assistance in relation to a six-month study period, students must:

  • not have received OS-HELP on more than one other occasion.

  • not have been granted an OS-HELP loan by another higher education institution for an overlapping six month study period.

  • be enrolled in an undergraduate course of study at JCU.

  • have already completed at least 1 EFTSL (i.e., 24 units) of study towards their course at JCU, as either:

    • a Commonwealth supported student

    • a contributing student under the Higher Education Funding Act 1988 (a HECS student), or

    • an exempt student who was exempt on the basis of receiving a merit-based equity scholarship.

  • be enrolled in full-time study with an overseas higher education institution or the overseas campus of an Australian higher education provider for study that commences on or after 1 January 2005 and for which the student will be outside Australia while undertaking the study.

  • receive credit for the overseas study towards their course at JCU.

  • still have at least 0.5 EFTSL (12 units) of study yet to complete in their course on returning from their overseas study.

  • not have been subject to more than one penalty for academic misconduct under JCU’s Student Academic Misconduct Requirements.

  • not have been found guilty of inappropriate conduct under JCU’s Student Conduct Policy.

  • have achieved an overall Grade Point Average for their course of study of 4 or higher.

  • provide a Tax File Number or a Certificate of Application for a Tax File Number.

  • complete and sign an OS-HELP debt confirmation form.

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