US Federal Aid
Completing your studies or taking a break
When you complete your program, withdraw, take a leave-of-absence or drop below half-time enrolment, JCU will notify your lender and in most cases, this is when your grace period will begin. The grace period will give you six months before you must start making monthly principal and interest payments on your loans. You must also undertake Exit Counselling online.
If you re-commence study 'at least half time', either at JCU or another education provider, you will need to ensure the financial aid office is aware so that your enrolment can once again be reported as 'in school' and your repayment status will return to 'deferred'.
Students who apply for a JCU Leave of Absence from their studies may be eligible to apply for a Federal Aid Leave of Absence in certain circumstances. LOA at JCU does not automatically entitle you to enter a Federal Aid leave of absence status. Enquiries should be made to the JCU Financial Aid Administrator before you go on LoA. If you are not eligible or do not apply for a Federal Aid LoA, you will be reported to the US Department of Education as ‘withdrawn’ or 'less than half-time' (depending on the circumstances and program you are undertaking).
Important policies and consumer disclosures
Satisfactory Academic Progress (SAP) for US Federal Aid eligibility
US Federal Aid – Return to Title IV
Admission Progression Policy
JCU AccessAbility Services (for students with disabilities)
Critical Incident Policy
For any further questions about James Cook University’s administration of US Federal Aid Loans please contact the Financial Aid Administrator
Phone: +61 7 47815507