
International Students Fees and costs Scholarships & Financial Support USA US Private Education
US Private Education
- Courses
- Future Students
- Current Students
- Research and Teaching
- Partners and Community
- About JCU
- Celebrating 50 Years
- Anton Breinl Research Centre
- Agriculture Technology and Adoption Centre
- Living on Campus
- Advanced Prawn Breeding Research Hub
- Advanced Analytical Centre
- Applying to JCU
- Alumni
- AMHHEC
- Australian/NZ Students
- Australian Lions Stinger Research
- Boating and Diving
- Australian Tropical Herbarium
- ATSIP
- Careers at JCU
- Association of Australian University Secretaries
- Careers and Employability
- Australian Quantum & Classical Transport Physics Group
- CITBA
- Centre for Tropical Bioinformatics and Molecular Biology
- Chancellery
- CMT
- CASE
- College of Business, Law and Governance
- College of Healthcare Sciences
- College of Medicine and Dentistry
- College of Science and Engineering
- CPHMVS
- COVID-19 Advice
- CSTFA
- Centre for Disaster Solutions
- Daintree Rainforest Observatory
- Diploma of Higher Education
- Discover Nature at JCU
- Division of Research and Innovation
- Division of Tropical Environments and Societies
- Division of Tropical Health and Medicine
- Staff Intranet
- Economic Geology Research Centre
- Elite Athletes
- Estate
- Fletcherview
- Foundation for Australian Literary Studies
- Gender Equity Action and Research
- GetReady4Uni
- Give to JCU
- Graduate Research School
- Graduation
- JCU Ideas Lab
- Indigenous Education and Research Centre
- Indigenous Legal Needs Project
- IT Services
- Information for Agents
- International Students
- JCU College
- JCU Contact Information
- JCU Eduquarium
- JCU Global Experience
- JCU Motorsports
- JCU Prizes
- JCU Sport
- Language and Culture Research Centre
- LTSE
- LearnJCU
- Library
- MACRO New
- MARF
- Marine Geophysics Laboratory
- New Students
- Off-Campus Students
- Office of the Provost
- Office of the Vice Chancellor and President
- Open Day
- Orpheus
- Outstanding Alumni Awards
- Parents and Partners
- Pathways to University
- Planning and Performance
- Planning for your future
- Placements
- Policy
- PAHL
- Publications
- Professional Experience Placement
- Queensland Research Centre for Peripheral Vascular Disease
- Rapid Assessment Unit
- Researcher Development Portal
- JCU Connect
- Safety and Wellbeing
- Scholarships @ JCU
- Staff
- Student Equity and Wellbeing
- TESS
- TREAD
- TropEco
- Tropical Queensland Maths Hub
- TUDLab
- Unicare Centre and Unicampus Kids
- UAV
- VAVS Home
- Work Health and Safety
- WHOCC for Vector-borne & NTDs
- Media
- Copyright and Terms of Use
- Australian Institute of Tropical Health & Medicine
Students may wish to consider borrowing a US private student loan for a variety of reasons. In most cases it will be because they are ineligible for US Federal Aid, wish to study a program that is ineligible for Federal Aid, or they require additional funds to supplement their Federal Aid. Generally all JCU programs that are ineligible for US Federal Aid will be eligible for a private student loan, provided students meet the lender assessment criteria.
To better understand the difference between US Federal Student Aid and a private student loan, comparison information is published by the US Department of Education at studentaid.gov
Applying for a US private student loan
There is currently only one private student loan lender available for students enrolled at foreign schools, known as Sallie Mae. For more information, please refer directly to their website, Sallie Mae.
Once you have received a pre-approval notification from Sallie Mae, please contact the JCU International Compliance Officer (Sponsored Students).
Applying to study at JCU
Students need to apply to study at JCU and receive a Letter of Offer for their chosen program. Students also need to formally accept the Letter of Offer by completing and returning the relevant paperwork and documentation, as well as make an Advance Payment upfront. You cannot use the loan to cover the advance payment however you can apply to reduce the amount required upfront. This payment will be reduced depending on the amount of loan funds you are pre-approved for, but will not be less than AU$1000 plus OSHC & SSAF.
Once students have formally accepted a JCU offer to study, paid the deposit, and met any conditions of their offer, JCU will certify the loan. The loan will be released directly to JCU around the beginning of each of the main study periods. If you have borrowed additional funds to cover your living expenses, JCU will arrange payment to you once the tuition fees are paid in full.
Disclosure
Prospective borrowers may qualify for loans under the US Federal Student Aid program. The terms and conditions of Federal Student Aid may be more favourable than the provisions of the private student loans.