International Students Prepare to Arrive Overseas Student Health Cover (OSHC)

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Overseas Student Health Cover (OSHC)

OSHC is insurance to assist international students in meeting the costs of medical and hospital care that they may need while in Australia. International students in Australia must hold OSHC for the duration of their stay in Australia, as a condition of their student visa.

An estimated OSHC premium is provided to students in their JCU Letter of Offer, along with further details about how make any adjustments to cover as required, including adding family members to your policy.

Most students are required to pay the OSHC premium upon acceptance of the JCU offer. If you are applying through a partner institution, or have an official sponsorship recognised by JCU, payment will be arranged in accordance with the relevant agreement.

There are some exceptions where the Department of Home Affairs recognises a suitable alternative health cover arrangement, including:

  • Belgian students not required to purchase OSHC as they meet the health insurance requirement on the basis of the Reciprocal Health Care Agreement between Belgium and Australia
  • Norwegian students who have health cover with the approved home government insurer
  • Swedish students covered by Kammarkollegiet are exempt from the requirement for OSHC

Further information
Contact the Department of Home Affairs
JCU FAQ for further information on how to access medical assistance while in Australia

Allianz Global Assistance

JCU's preferred OSHC partner for OSHC is Allianz Global Assistance

Allianz provides a comprehensive service for JCU students, including:

  • An Allianz representative available on campus in Townsville on selected days
  • A smartphone app for claims, and finding medical providers
  • A 24/7 helpline
  • Renewals if you are staying in Australia longer than originally planned

Further information, policy documents and members guides
Visit Allianz Global Assistance