Overseas Student Health Cover (OSHC)

OSHC is insurance to assist international students in meeting the costs of medical and hospital care that they may need while in Australia.

As an international student, it is a condition of your student visa that you have OSHC for the entire duration of your stay in Australia.

Note: Students who do not arrive in Australia on a student visa will not be covered by OSHC until they have obtained a student visa.


Exceptions to this requirement only apply where the Department of Immigration and Border Protection recognises a suitable alternative health cover arrangement.


This currently includes Norwegian students who have health cover with the approved home government insurer.


Belgian students are also no longer required to purchase OSHC as they meet the health insurance requirement on the basis of the Reciprocal Health Care Agreement between Belgium and Australia. For more information, visit Department of Immigration and Border Protection.


The approved health cover arrangements for Swedish students have recently changed. Only Swedish students covered by Kammarkollegiet are exempt from the requirement for OSHC, and CSN insurance is no longer considered an acceptable alternative to OSHC as it is not managed by the Swedish government.

Any enquiries should be directed to the Department of Immigration and Border Protection. If you have family members who are coming to Australia as dependants on your student visa, you will need to arrange ‘family’ OSHC.

More information

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