Who is eligible for an OS-HELP loan at JCU?

be an Australian citizen, permanent humanitarian visa holder, or New Zealand citizen who meets certain criteria (check www.diac.gov.au for the list of humanitarian visa subclasses);

be enrolled in a course of study as a Commonwealth supported student;

have already completed, as a Commonwealth supported student, units to the value of at least one EFTSL (usually one year of full-time study) in Australia which count towards the course you are enrolled in;

be undertaking full-time study overseas;

have your overseas study count towards the course requirements for the Australian course you are enrolled in;

on return from overseas study, you must have units to the value of at least 0.125 EFTSL (usually one 3 credit point subject) to complete in Australia for the course you are enrolled in;

meet the TFN requirements by giving JCU  your TFN or a Certificate of application for a TFN;

have been selected by JCU to receive an OS-HELP loan for a six-month period;

have lodged a completed OS-HELP debt confirmation form

have not received an OS-HELP loan in relation to more than one other six-month period;

have not received any other OS-HELP loan for a period that overlaps or coincides with the six-month period; and

have not completed your overseas study before applying for the OS-HELP loan.

have been selected for OS HELP assistance for overseas study in Asia for that six-month period;

be undertaking intensive study in language in preparation for undertaking that overseas study;

have indicated on your OS-HELP debt confirmation form that you would like to receive a supplementary amount for Asian language study;

have been selected by your approved provider to receive a supplementary amount for Asian language study; and

have not yet completed the Asian language study before applying for the supplementary amount.

Please note: you will not be able to receive a supplementary amount if your Asian language study is part of a course of study for which you are receiving Commonwealth assistance for the cost of tuition (i.e. you are a Commonwealth supported student for those language units of study and/or you are using a HELP loan to pay for those units of study). Refer to the Study Assist website for further information.