Current Students Fees & Financial Support HECS-HELP Loan
HECS-HELP Loan
- Courses
- Future Students
-
Current Students
- Support
- Enrolment
- Fees & Financial Support
- Assessment and Results
- Important Dates
- Student Life
- Forms
- The Learning Centre
- Safety
- Research and Teaching
- Partners and Community
- About JCU
- Celebrating 50 Years
- Anton Breinl Research Centre
- Agriculture Technology and Adoption Centre
- Living on Campus
- Advanced Prawn Breeding Research Hub
- Advanced Analytical Centre
- Applying to JCU
- Alumni
- AMHHEC
- Australian/NZ Students
- Australian Lions Stinger Research
- Boating and Diving
- Australian Tropical Herbarium
- ATSIP
- Careers at JCU
- Association of Australian University Secretaries
- Careers and Employability
- Australian Quantum & Classical Transport Physics Group
- CITBA
- Centre for Tropical Bioinformatics and Molecular Biology
- Chancellery
- CMT
- CASE
- College of Business, Law and Governance
- College of Healthcare Sciences
- College of Medicine and Dentistry
- College of Science and Engineering
- CPHMVS
- COVID-19 Advice
- CSTFA
- Cyclone Testing Station
- Daintree Rainforest Observatory
- Diploma of Higher Education
- Discover Nature at JCU
- Division of Research and Innovation
- Division of Tropical Environments and Societies
- Division of Tropical Health and Medicine
- Staff Intranet
- Economic Geology Research Centre
- Elite Athletes
- Estate
- Fletcherview
- Foundation for Australian Literary Studies
- Gender Equity Action and Research
- GetReady4Uni
- Give to JCU
- Governance
- Information for JCU Cairns Graduates
- Graduate Research School
- Graduation
- JCU Ideas Lab
- Indigenous Education and Research Centre
- Indigenous Legal Needs Project
- IT Services
- Information for Agents
- International Students
- JCU College
- JCU Connect
- JCU Contact Information
- JCU Eduquarium
- JCU Global Experience
- JCU Motorsports
- JCU Prizes
- JCU Sport
- Language and Culture Research Centre
- LTSE
- LearnJCU
- Library
- MARF
- Marine Geophysics Laboratory
- New Students
- Off-Campus Students
- Office of the Provost
- Office of the Vice Chancellor and President
- Open Day
- Orpheus
- Outstanding Alumni Awards
- Parents and Partners
- Pathways to University
- Planning and Performance
- Planning for your future
- Placements
- Policy
- PAHL
- Publications
- Professional Experience Placement
- Queensland Research Centre for Peripheral Vascular Disease
- Rapid Assessment Unit
- Researcher Development Portal
- Safety and Wellbeing
- Scholarships @ JCU
- SICEM
- Staff
- Strategic Procure to Pay
- Student Equity and Wellbeing
- SWIRLnet
- TESS
- TREAD
- TropEco
- TQ Maths Hub
- TUDLab
- Unicare Centre and Unicampus Kids
- UAV
- VAVS Home
- Work Health and Safety
- WHOCC for Vector-borne & NTDs
- Media
- Copyright and Terms of Use
- Australian Institute of Tropical Health & Medicine
HECS-HELP is a Commonwealth government loan program used by Australian citizens, permanent humanitarian visa holders and some New Zealand citizens to defer payment of their subject fees.
Am I eligible?
If you are:
- an Australian citizen, or
- a permanent humanitarian visa-holder, or
- a New Zealand citizen who meets certain criteria,
- Commonwealth supported, and
- you meet residency requirements,
you are eligible for a HECS-HELP loan.
New Zealand citizens (who do not meet certain criteria), permanent residents and international students are not eligible to defer payment of their fees.
Steps to defer
Submit the Request for Commonwealth support and HECS-HELP form through eStudent. See defer your fees.
When do I repay my loan?
You can make voluntary repayments of your HELP loan at any time to the Australian Taxation Office. Otherwise, repayments will automatically be deducted once you begin earning an income above the compulsory repayment threshold.
How do I view my HECS-HELP balance?
Each study period, JCU will provide you with a Commonwealth Assistance Notice (CAN). This notice details your payments and debts for that study period.
The CAN only shows the current study period, not your entire HECS-HELP debt. For a complete statement of your accumulated HELP debt, contact the Australian Tax Office.
You can also keep track of how much you have borrowed through a HECS-HELP loan at the Government’s myUniAssist website. You’ll need your Commonwealth Higher Education Student Support Number (CHESSN) to log in. This is detailed on your CAN. myUniAssist will not show your entire debt balance or any payments made.